Top 10 Prosperity Tips

 

Living a prosperous life is about much more than just having enough money. In order to be truly prosperous, you need to change your total mindset from lack to abundance. You need to make a mental and emotional shift and start living your life on a more abundant level – in all areas!

Below are my top 10 tips for doing that:

Prosperity Tip #1 – Do What You Love

When you spend time doing things you really love, you automatically feel happier. When you feel happier, you emit more positive vibrations, and attract the things you want more quickly and easily! Start spending more time doing the things you really love. This can include hobbies as well as transitioning to a more fulfilling career.

Prosperity Tip #2 – Affirm You Always Have More Than Enough

The more you focus on lack, the more lack you will experience in your life. Turn this around by constantly affirming, “I always have more than enough money for everything I need.” The more strongly you can come to believe this, the more your physical surroundings will shift to match your expectations.

Prosperity Tip #3 – Take Action

Action isn’t always necessary in order to attract abundance into your life, but it sure doesn’t hurt. Don’t sit around waiting for your circumstances to change – get out there and change them! Taking even one small step toward what you want can often trigger a flood of opportunities and synchronicities that get everything moving in a more positive direction. At the very least, taking action can boost your confidence and make you feel more in control of your circumstances.

Prosperity Tip #4 Gratitude and Appreciation

An appreciative mindset makes everything seem better. Not only do you feel more abundant, but your very focus on the positive aspects of your life will also naturally attract more things to be grateful for. Make it a daily habit to appreciate the wonderful things that happen to you – even the small things. The more you do, the more you’ll find good stuff flowing into your life as if by magic.

Prosperity Tip #5 – Love, Love, Love

Love is one of the most powerful, transformational forces. It can heal the most painful situations, transform lack into abundance, and inspire positive change in both the giver and receiver. Practice flowing feelings of deep love for everyone and everything in your life. Love your blessings, your friends and family, the difficult people you encounter each day, and even your illnesses and obstacles. When you love them, you heal and transform them into genuine blessings.

Prosperity Tip #6 – Boost Your Self-Worth

Your beliefs have everything to do with the things you experience on a daily basis. If you don’t believe you deserve abundance, you will continually push it away! Start improving your self-worth and affirm constantly that you deserve to be happy, healthy, and wealthy. When someone tries to give you a gift or compliment, accept it with gratitude! The more you do this, the more you will open yourself to the blessings the universe wants to send your way too.

Prosperity Tip #7 – Make Room for More

If every nook and cranny of your life is crammed with clutter and disharmony, you’ve got no ROOM for prosperity to come in! One of the quickest ways to get abundance flowing more smoothly through your life is to clear a space for it. Get rid of physical clutter and release painful emotional burdens and unresolved issues. Clean up your physical, spiritual, emotional, and financial affairs, and watch how easily they are transformed from stagnant to vibrant.

Prosperity Tip #8 – Change Your Beliefs, Change Your Life

Besides poor self-worth, you may have other limiting beliefs that keep you from experiencing the prosperity you deserve. For example, do you believe you must work hard to receive a lot of money? Do you believe that rich people are rude and insensitive? Do you believe that having a lot of money would be a burden? Learn to examine and question your beliefs about prosperity – and change the ones that limit you. This is an ongoing process that can change your life in powerful ways.

Prosperity Tip #9 – Fire Up Your Abundance Radar

You’ve probably heard it said that whatever you focus on expands. Prosperity is no different! Get into the habit of seeking examples of abundance wherever you go. When you’re shopping, pause to notice the abundance overflowing from store shelves. Each one of those products began with a simple idea in someone’s mind and was created in physical form! Take a trip to your local farmer’s market and marvel at the abundance of produce available. Each one of them was started with a tiny seed planted in the ground and nurtured until it grew into a luscious fruit or vegetable. Take time each day to reflect on the abundance you see all around you, and you will attract more of it (in all forms) into your life.

Prosperity Tip #10 – Positively Abundant

Positive thoughts and emotions will automatically attract more positive circumstances into your life, including prosperity! Negative thinking is nothing more than a habit of looking at the less favorable aspects of every situation. But every negative situation has at least ONE positive benefit. The more you can train your mind to look for the blessings and remain open to possibility, the more blessings and possibilities you will see! Start a new positive thinking habit today and watch how it transforms you into a magnet for everything good.

There are many more ways to attract greater prosperity into your life, but these tips offer a simple way to get started.

Abraham Lincoln once said, “Most folks are as happy as they make up their minds to be.” The very same thing could be said about prosperity.

Make up your mind to be as prosperous as you want to be . . . and your perception of reality will have no choice but to comply with your wishes.

Stop wishing - START DOING

You have a dream? You want to start with your dream life? You have to do something ... now. Dreaming of your dream life can not last forever!

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Aligning For Wealth

Someone asked me recently if I could articulate some easy and basic “steps” that a person could do every day that would help them be in alignment with wealth, meaning be “inline” to attract wellbeing, goodness, and prosperity. So, that prosperity would flow easier in life. That where they stood emotionally was a reflection of what they wanted to create in life, versus standing in fear and scarcity.

My answer to that question was yes! Yes, you certainly create some basic “steps” to do each and every day that would align you with wealth, joy, and goodness. Now, before I go there, I want you to realize that these steps, or perhaps a better word would be “keys”, to alignment are not set in stone. But, they are indeed good building blocks for beginning the journey, your journey, that sets your “keys to alignment” apart from everyone else’s.

1. I would begin with a heaping dose of self-care. What I mean by this – choose at least 10 things to do for yourself each day that isn’t a should or a have-to. This is one of the most essential things. It builds your sense of self-worth and you will begin to love yourself in a new way, and this in turn, lines you up with love, wellbeing, and prosperity.

2. Meditate. Every day for at least 5-15 minutes, begin to intentionally quiet your mind. Increase this time as you are able. Close your eyes, breathe in through your nose, and out through your mouth 3 times. Then gently focus on your heart and your connection with God. Let fleeting thoughts pass by, without resistance. Stay focused on your love for God, your appreciation, and your joy. This is a Tibetan form of meditation that I have found to be excellent.

Why is meditation important? Connection to All That Is and All That Is a far cry from scarcity isn’t it?! It is good to experience truth and love on a daily basis and move away from the many illusions of life. Meditation also quiets your mind so that you can raise your vibration to it’s the most natural and abundant state. In this state, you are a powerful attractor of wealth and wellbeing. Treat your self to this each day.

3. Be in charge of your thoughts and feelings. Choose thoughts and feelings that make you feel better, and help you to ease any resistance to wellbeing in your life. If you can jump into joy this is great! But, if joy is too big of a stretch, then take your time and ease your way there. Make the topic of “feeling good” or “feeling better” at the top of your life’s list.

Here is an example. I have this little health issue. I could, if I chose, stand here: “This health issue is the worst, I can’t handle it, I have no control over this, my doctors don’t care, feel angry ..etc etc. ”

OR, I could stand here, and ease my resistance to it: “Well, I am here. It is better than where I was last week, and I can really feel myself improving a bit. I love my new naturopath and I believe in her. I know I will heal, and I know it will be soon, I can feel it coming. I trust I will have learned something from this, and that my body will be healthier because of it in the end. This thing won’t get me. It’s MY life.”

Help yourself move UP the wellbeing scale, versus spiraling down and around, creating more of the same situation you are in. You will be amazed how your connection to wealth and wellbeing seems to just happen…as if it was there all along. Imagine that! Here it comes.

These 12 Habits Will Help You Reach Financial Freedom

Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle we want for ourselves and our families—and a growing nest egg that will allow us to retire or pursue the career we want without being driven by earning a certain amount each year.

Unfortunately, too many of us fail to achieve it. We are burdened with increasing debt, financial emergencies, profligate spending, and other issues that thwart us from reaching our goals. And we encounter unexpected events, such as the pandemic, that overturn our plans and reveal holes in the safety nets we tried to weave for ourselves and our families.

Trouble happens to nearly everyone, but these 12 habits can put you on the right path.


KEY TAKEAWAYS

Set life goals, both big and small, financial and lifestyle, and create a blueprint for achieving those goals.
Make a budget to cover all your financial needs and stick to it.
Pay off credit cards in full, so you carry as little debt as possible, and keep an eye on your credit.
Create automatic savings via your employer’s retirement plan and by setting up an emergency fund.
Take care of your belongings, as maintenance is cheaper than replacement, but, more important, take care of yourself and stay healthy.

1. Set Life Goals
What is financial freedom to you? A general desire for it is too vague a goal, so get specific. Write down how much you should have in your bank account, what the lifestyle entails, and at what age this should be achieved. The more specific your goals, the higher the likelihood of achieving them.

Next, count backward to your current age and establish financial mileposts at regular intervals. Write it all down neatly and put the goal sheet at the very beginning of your financial binder.

2. Make a Budget
Making a monthly household budget—and sticking to it—is the best way to guarantee that all bills are paid and savings are on track. It’s also a regular routine that reinforces your goals and bolsters resolve against the temptation to splurge.

3. Pay Off Credit Cards in Full
Credit cards and similar high-interest consumer loans are toxic to wealth-building. Make it a point to pay off the full balance each month. Student loans, mortgages, and similar loans typically have much lower interest rates; paying them off is not an emergency. Paying on time is and will build a good credit rating.

4. Create Automatic Savings
Pay yourself first. Enroll in your employer’s retirement plan and make full use of any matching contribution benefit. It’s also wise to have an automatic withdrawal for an emergency fund, which can be tapped for unexpected expenses, and an automatic contribution to a brokerage account or something similar.

Ideally, the money should be pulled the same day you receive your paycheck, so it never even touches your hands, avoiding temptation entirely. However, keep in mind that the recommended amount to save is highly debated. In some cases the feasibility of such a fund can be a question.

5. Start Investing Now
Bad stock markets can make people question this, but historically there has been no better way to grow your money than through investing. The magic of compound interest will help it increase exponentially over time, but you need a lot of time to achieve meaningful growth. Don’t try to be a stock picker or trick yourself into thinking you can be the next Warren Buffett. There can only be one.

Instead, open an online brokerage account that makes it easy for you to learn how to invest, create a manageable portfolio, and make weekly or monthly contributions to it automatically. 

Achieving financial freedom can be very difficult in the face of growing debt, cash emergencies, medical issues, and overspending, but it is possible with discipline and careful planning.

6. Watch Your Credit
Your credit score determines what interest rate you are offered when buying a new car or refinancing a home. It also impacts seemingly unrelated things, such as car insurance and life insurance premiums.

The reasoning is that someone with reckless financial habits is also likely to be reckless in other aspects of life, such as driving and drinking. This is why it’s important to get a credit report at regular intervals to make sure that there are no erroneous black marks ruining your good name.

7. Negotiate
Many people are hesitant to negotiate for goods and services, worrying that it makes them seem cheap. Overcome this cultural handicap and you could save thousands each year. Small businesses, in particular, tend to be open to negotiation, where buying in bulk or repeat business can open the door to good discounts.

8. Continuous Education
Review all applicable changes in the tax laws each year to ensure that all adjustments and deductions are maximized. Keep up with financial news and developments in the stock market and do not hesitate to adjust your investment portfolio accordingly. Knowledge is also the best defense against those who prey on unsophisticated investors to turn a quick buck.

9. Proper Maintenance
Taking good care of property makes everything from cars and lawnmowers to shoes and clothes last longer. As the cost of maintenance is a fraction of the cost of replacement, it’s an investment not to be missed.

Learn to know the difference between the things you want and the things you need.

10. Live Below Your Means
Mastering a frugal lifestyle by having a mindset of living life to the fullest with less is not so hard. Indeed, many wealthy individuals developed a habit of living below their means before rising to affluence.

This isn’t a challenge to adopt a minimalist lifestyle or a call to action to head to the dumpster with things you’ve hoarded over the years. Making small adjustments by distinguishing between the things you need and the things you want is a financially helpful habit to put into practice.

11. Get a Financial Advisor
Once you’ve gotten to a point where you’ve amassed a decent amount of wealth—be it liquid investments or tangible assets that aren’t as readily available to convert to cash—get a financial advisor to educate you and help make decisions.

12. Take Care of Your Health
The principle of proper maintenance also applies to the body. Invest in good health with regular visits to doctors and dentists, and follow health advice about any problems you encounter. Many problems can be helped—or even prevented—with lifestyle changes such as more exercise and a healthier diet. Some companies have limited sick days, making it a notable loss of income once those days are used up. Obesity and ailments make insurance premiums skyrocket, and poor health may force earlier retirement with lower monthly income.

The Bottom Line

These 12 steps won’t solve all of your money problems, but they will help you develop healthy habits that can get you on the path to financial freedom—whatever that means for you.

From my friend Matt Danielsson

It's Not OVER Until You Win! Your Dream is Possible - Les Brown